Loan Rates

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Effective April 1, 2021

Secured Loan ProductsTermAnnual Percentage Rate (APR)*
NEW Auto & KASASA Take-Back™ New Auto Loans:  
(Current model year, previous model year, & next year’s model with under 7,500 miles))Up to 36 Months2.49% – 6.99%
 48 Months2.99% – 7.24%
 60 Months3.24% – 7.49%
 72 Months3.49% – 7.74%
 84 Months3.74% – 7.49%
USED Auto & KASASA Take-Back™ Used Auto Loans:  
(10 years or less than the current model year)Up to 36 Months2.74% – 7.24%
 48 Months3.24% – 7.49%
(Classic automobiles are 25+ years or older than the current model year)60 Months3.49% – 7.74%
   
NEW RV, Motorhome, & Boat:  
(Current model year, previous model year, & next year’s model with under 7,500 miles)Up to 36 Months5.50% – 8.99%
 48 Months5.74% – 9.24%
 60 Months5.99% – 9.49%
 72 Months6.24% – 9.74%
 84 Months6.49% – 9.99%
 96 Months6.74% – 8.49%
 108 Months6.74% – 8.49%
 120 Months6.74% – 8.49%
USED RV, Motorhome, & Boat:  
( 10 years or less than the current model year)Up to 36 Months5.74% – 9.24%
 48 Months5.99% – 9.49%
 60 Months6.24% – 9.74%
 72 Months6.49% – 9.99%
 84 Months6.74% – 10.24%
   
NEW Motorcycle:  
(Current model year, previous model year, & next year’s model with under 7,500 miles)Up to 36 Months4.50% – 7.99%
 48 Months4.74% – 8.24%
 60 Months4.99% – 8.49%
 72 Months5.24% – 8.74%
USED Motorcycle:  
(10 years or less than the current model year)Up to 36 Months4.74% – 8.24%
 48 Months4.99% – 8.49%
 60 Months5.24% – 8.74%
   
Share Secured Loans:  
Share SecuredUp to 120 Months4.00%
Share Certificate SecuredUp to Certificate MaturityCertificate Dividend Rate + 2.50%

Unsecured Loan ProductsTermAnnual Percentage Rate (APR)*
Unsecured Personal Loans:  
Signature Loan & KASASA Take-Back™ Personal LoanUp to 60 Months7.50% – 18.25%
Line of CreditUp to 60 Months9.50%
   
Credit Cards:  
VISA Titanium 9.90%
VISA Platinum 10.90%
VISA Gold 12.90%

We offer you a wealth of loan programs tailored to your individual needs, and do that through our partnership with OwnersChoice Funding. To find out more, please contact us to request a consultation.

*Rates may vary based on term and creditworthiness, and the Board of Directors has the right to change all rates without advance notice.