Loan and Debt Protection

Loan Protection

Protect what matters most

Life has a way of changing when we least expect it. Help protect your family’s financial future by choosing loan protection options of either GAP or Debt Protection in case of death, disability, and/or and involuntary unemployment. Purchasing protection is voluntary and won’t affect your loan approval. Ask your loan officer about eligibility, conditions, or exclusions.

Guaranteed Asset Protection (GAP)

Guaranteed Asset Protection (GAP) helps protect members against financial loss if their GAP-protected vehicle is stolen or declared a total loss, easing members’ financial burden by reducing or eliminating the difference between members’ primary insurance settlement and their vehicle loan balance on items directly related to the purchase of their vehicle.

Debt Protection

Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.

This protection could cancel your loan balance or payments up to the contract maximums.
Life Plus adds protection for life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent. Protect your loan balance or loan payments today so your family can worry a little bit less about tomorrow.

Purchasing protection is voluntary and won’t affect your loan approval. It’s simple to apply.