Mortgage Loans


Your Mortgage Partner From Start To Finish

Buying or refinancing a home is easy when working with the right team. Our Lending Team is here to help you finance your first home, next home or to refinance the one you are in now.

From the application to the closing, we’ll be with you every step of the way.


Getting Started With Your Mortgage

We are your complete mortgage lending solution. We know mortgage lending, and we’ll help you move into your new home or refinance your existing property faster and easier than any other lender.


Today’s Rates

Learn About Home Loan Basics

Take a look at what DSPFCU rates are today.


First Time Home Buying

Looking to buy a new home?

The more you know about the home buying process, the more confident you will be in making the important decisions that will shape your home ownership experience.

View Information For First Timers

Learn About First-Time Home Buying


How To Apply

Applying for a loan online is easy.  All you have to do is answer a few simple questions about yourself, your property, your income, debts and assets.

Apply for a loan


Learn More

Want to lean more about home buying, refinancing, upgrading from your current home? Check out these helpful links.


Calculating Your Mortgage

With a few clicks of your mouse, you can pre-qualify yourself for a loan with our mortgage calculator and check rates with our loan consultant.

View Mortgage Calculator


Contact Us

Members wishing to have a loan officer contact them simply complete this quick form for automatic routing to a loan officer. Calls are normally returned in 24 hours or less. 


KILOD Protects Your Family

Our home loans come standard with Killed in the Line of Duty (KILOD) protection. If a law enforcement member is killed in the line of duty, their complete debt obligation is wiped away and forgiven, up to a combined $850,000. The best part is that this protection is paid for by us and not you.