Deposit Rates

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Effective April 1, 2021

Account ProductsDividend RateAnnual Percentage Yield (APY)
Share Savings  
Regular Shares & Club Shares:  
$5 to $24,9990.01%0.01%
$25,000 & Over0.01%0.01%
KASASA Saver® ^^:  
$0.01 to $20,0000.03%0.03%
$20,000 & Over0.03%0.03%
Non-Qualifying Accounts0.01%0.01%
Money Market ^:  
$5,000 to $24,9990.01%0.01%
$25,000 & Over0.01%0.01%
IRA Accounts:  
Traditional IRA, Roth IRA, & Coverdell ESA0.03%0.03%
(Education Savings Account)  
   
Share Draft (Checking)0.01%0.01%
KASASA Cash® Checking ^^:  
$0.01 to $7,5000.03%0.03%
$7,500 & Over0.03%0.03%
Non-Qualifying Accounts0.01%0.01%
KASASA Cash Back® Checking ^^:  
2.00% cash back up to a $7.00 reward  

Share Certificate Account ProductsDividend RateAnnual Percentage Yield (APY)
Share Certificates:$500 Minimum** 
6 Months0.05%0.05%
9 Months—no new offerings0.01%0.01%
12 Months0.05%0.05%
18 Months0.05%0.05%
24 Months—no new offerings0.01%0.01%
36 Months—no new offerings0.01%0.01%
48 Months—no new offerings0.01%0.01%
60 Months—no new offerings0.01%0.01%
Jumbo Share Certificates:$25,000 Minimum** 
6 Months0.10%0.10%
9 Months—no new offerings0.01%0.01%
12 Months0.10%0.10%
18 Months0.10%0.10%
24 Months—no new offerings0.01%0.01%
36 Months—no new offerings0.01%0.01%
48 Months—no new offerings0.01%0.01%
60 Months—no new offerings0.01%0.01%

^ Up to 3 withdrawals per month, at a minimum of $500.00 each. ^^For KASASA products, please refer to a DSPFCU team member for details.

** Early withdrawal penalty may apply.