Deposit Rates
Effective May 1, 2023
| Account Products | Dividend Rate | Annual Percentage Yield (APY) |
| Share Savings | ||
| Regular Shares & Club Shares: | ||
| $5 to $24,999 | 0.05% | 0.05% |
| $25,000 & Over | 0.05% | 0.05% |
| KASASA Saver® ^^: | ||
| $0.01 to $20,000 | 0.05% | 0.05% |
| $20,000 & Over | 0.05% | 0.05% |
| Non-Qualifying Accounts | 0.01% | 0.01% |
| Money Market ^: | ||
| $5,000 to $24,999 | 0.05% | 0.05% |
| $25,000 & Over | 0.05% | 0.05% |
| IRA Accounts: | ||
| Traditional IRA, Roth IRA, & Coverdell ESA | 0.05% | 0.05% |
| (Education Savings Account) | ||
| Share Draft (Checking) | 0.01% | 0.01% |
| KASASA Cash® Checking ^^: | ||
| $0.01 to $7,500 | 0.03% | 0.03% |
| $7,500 & Over | 0.03% | 0.03% |
| Non-Qualifying Accounts | 0.01% | 0.01% |
| KASASA Cash Back® Checking ^^: | ||
| 2.00% cash back up to a $7.00 reward |
| Share Certificate Account Products | Dividend Rate | Annual Percentage Yield (APY) |
| Share Certificates: | $500 Minimum** | |
| 6 Months | 0.05% | 0.05% |
| 12 Months | 0.05% | 0.05% |
| 18 Months | 0.05% | 0.05% |
| Jumbo Share Certificates: | $25,000 Minimum** | |
| 6 Months | 0.10% | 0.10% |
| 12 Months | 0.10% | 0.10% |
| 18 Months | 0.10% | 0.10% |
| Share Certificate Account Products | Dividend Rate | Annual Percentage Yield (APY) |
| IRA Share Certificates: | $500 Minimum** | |
| 6 Months | 0.05% | 0.05% |
| 12 Months | 0.05% | 0.05% |
| 18 Months | 3.00% | 3.00% |
| 24 Months | 3.00% | 3.00% |
| Jumbo IRA Share Certificates: | $25,000 Minimum** | |
| 6 Months | 0.10% | 0.10% |
| 12 Months | 0.10% | 0.10% |
| 18 Months | 3.00% | 3.00% |
| 24 Months | 3.00% | 3.00% |
^ Up to 3 withdrawals per month, at a minimum of $500.00 each. ^^For KASASA products, please refer to a DSPFCU team member for details.
** Early withdrawal penalty may apply.